2856 Atoka Trl Crestview, FL 32539
Listing Courtesy of: PENSACOLA / Better Homes And Gardens Real Estate Main Street Properties / Holly Lovett

  2856 Atoka Trl Crestview, FL 32539

Active (4 Days)
$349,000 (USD)
3
BED
2
BATH
2,016
SQFT

Description

You've been living wrong. Rethink your options with this uber rare lakefront home in Cherokee Bend. Imagine yourself redefining downtime with a cool beverage on it's expansive deck, taking in those stunning views under perfect shade trees, casting a lazy line after work from the sandy shore, or just drifting in a canoe on the lake with your morning coffee. With a premier location only 2 miles from I-10 and a world away from the hustle and bustle, this original owner estate property is one of only 8 lakefront homes ever built in this neighborhood. A well-maintained blank slate, this waterfront home is move-in ready with lots to offer - tankless Rannai gas water heater, Lennox Elite HVAC, in-place storm shutters for latch and lock convenience, oversized driveway with side parking apron, 2 car garage, active termite contract (recently renewed), gas fireplace, workbench/storage area in garage, Pella glass storm doors front and rear, and a bonus 75 QLED TV... The open split floorplan is a 3 bedroom with eat-in kitchen plus breakfast bar and offers both a separate dining area and a bonus office, hobby, play or conversation room. The primary suite takes up one side of the home and offers vaulted ceilings, double walk-in closets, dual vanities, walk-in linen storage closet, and a large walk-in shower. Shoal Lake is an HOA owned body of water that allows catch and release fishing (large bass present) and small vessels such as canoes, kayaks, paddleboards, and paddleboats without gas engines. Owner confirms that the property line goes to the water's edge. Change one thing to change everything... but you'll need to hurry, opportunities like this do not linger.

MLS #:
682215
Lot Size
0.25 acres
Type
Single-Family Home
Year Built
2001
Style
Traditional
Views
Lake
County
Okaloosa County
Community
Cherokee Bend

Listed By

Holly Lovett, Better Homes And Gardens Real Estate Main Street Properties
Source
PENSACOLA
Last checked May 11 2026 at 6:50 PM CDT
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Windows: Double Pane Windows
  • Office/Study
  • Bonus Room
  • Tankless Water Heater/Gas
Kitchen
  • Not Updated
Subdivision
  • Cherokee Bend
Lot Information
  • Central Access
Property Features
  • Foundation: Slab
Heating and Cooling
  • Natural Gas
  • Central Air
  • Ceiling Fan(s)
Pool Information
  • None
Homeowners Association Information
  • Dues: $121/Annually
Flooring
  • Tile
  • Carpet
Exterior Features
  • Roof: Composition
Utility Information
  • Sewer: Septic Tank
  • Energy: Insulated Walls, Ridge Vent, Insulation
School Information
  • Elementary School: Local School In County
  • Middle School: Local School In County
  • High School: Local School In County
Garage
  • Attached Garage
Parking
  • 2 Car Garage
  • Front Entrance
  • Total: 2
Stories
  • 1
Living Area
  • 2,016 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
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Interest rate
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Mortgage calculator estimates are provided by Better Homes and Gardens Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Pensacola Association of Realtors. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/11/26 11:50